At your service - how can we help you?

No one appreciates a community of homeowners in San Francisco more than our founder Diane Smith, Broker.  THE PROBLEM IS PEOPLE ARE UNABLE TO AFFORD RENTING!  So AAA Bayview Real Estate is focused primarily on AFFORDABLE HOUSING.

Diane is a native San Franciscan and member of the National, California and San Francisco Board of Realtors.   As a Realtor®, Diane follows the NAR's Code of Ethics,
adopted in 1913, was one of the first codifications of ethical duties adopted by any business group. The Code ensures that consumers are served by requiring REALTORS® to cooperate with each other in furthering clients' best interests.  Realtors answer to a higher authority, they are not merely real estate agents.  Realtors have a Code of  Ethics and Standard Practice.  Realtors must represent the interests of their client's, ahead of their own!

AAA's mission is to help as many people as possible  remain in San Francisco or return to San Francisco.   WE KNOW AFFORDABLE HOUSING.  THERE IS MUCH WORK TO BE DONE IN ORDER TO  IMPLEMENT OUR COMPREHENSIVE "FAIR AFFORDABLE HOUSING PROGRAM".

AAA has a team of real estate attorneys at their disposal to advise and assist!

 ​LBE CERTIFIED - Community Outreach
AAA Bayview Real Estate is also a LBE Certified Community Engagement and Public Relations Agency.  Our certification is from the City & County of San Francisco's Human Rights' Commission, Contract Monitoring Division. We are a full-service community communications, public engagement, and human advocacy agency. We specialize in affordable housing campaigns that inform and stimulate public interest in community issues, and motivate public action.  AAA creates vital support, awareness, and strong community engagement for issues that impact District 10 and communities located in southeastern San Francisco specifically. We are adamant about generating focused, effective communications within the community.  AAA has over 18 years of experience serving the Bayview Hunters Point community in the areas of infrastructure, housing, employment, public health, environmental protection and community development. 


Affordable Housing 101

What is a BMR?

A BMR—aka below-market-rate home—is but one form of that San Francisco black swan: affordable housing. BMRs come in two forms: rentals, for very low-income people, and for-purchase condos, for people who make a little bit more money—but not too much.

When did BMRs become a thing in San Francisco?

Since 2002, when the first tech boom was just about receding.

What types of buildings have BMRs?

You will find BMR rental units or condos in every new San Francisco building of ten units or more—or if you don’t, you will find them nearby, or in another building the developer was required to build. New construction of buildings with ten units or more must have affordable housing included, which is why it’s also called inclusionary housing.

How can I be a candidate for a BMR home in San Francisco?

You have to be a first-time homebuyer, and “you can’t have owned any property anywhere within the last 3 years.” You must make some money—enough to have saved enough to cover a down payment and the closing costs—but not too much so that you don’t qualify for the unit (there is an income cap that varies from home to home).

Can I get a BMR with a partner and/or a child?

Yes. Having a dependent partner or a child sometimes helps—and sometimes it hurts. Sometimes, as in the situation at an 800-square foot condo in Pacific Heights that KPIX highlighted earlier this year, you must be some kind of unicorn: A family of four, with a combined income of no more than $92,250 a year, who has still managed to hang onto life in San Francisco while also still saving enough money for a down payment on a $400,000 property.

But being exceptional or exceptionally good with your money is not enough. Above all, you must be exceptionally lucky. Because in this city, affordable housing is also a literal game of chance.  THIS IS NOT ACCEPTABLE NOR FAIR.

   ​​AAA Bayview Real Estate